Accredited official statistics: Individual insolvencies, August 2026

Monthly tables and commentary on the numbers and rates of individual insolvencies, including bankruptcies, debt relief orders and individual voluntary arrangements in England and Wales and Northern Ireland, and quarterly information for Scotland. For England and Wales, Breathing Space scheme statistics are also included.

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This file may not be suitable for users of assistive technology.

This file may not be suitable for users of assistive technology.

In August 2026, 11,644 individuals entered insolvency in England and Wales. This was similar to in July 2026 and 3% higher than in August 2025.

The individual insolvencies consisted of 725 bankruptcies, 3,880 debt relief orders (DROs) and 7,039 individual voluntary arrangements (IVAs). The number of IVAs registered in August 2026 was lower than in July 2026 but higher than the average over the past 12 months. DRO numbers in August 2026 were similar to in July 2026 and lower than the average monthly numbers seen over the past 12 months. Bankruptcy numbers were higher than in both July 2026 and August 2025.

In the 12 months ending 31 August 2026, one in 360 adults in England and Wales entered insolvency (at a rate of 27.8 per 10,000 adults). This is higher than the rate of 24.5 per 10,000 adults (one in 408) who entered insolvency in the 12 months ending 31 August 2025.