Annual savings statistics 2026

This bulletin provides commentary and analysis on the Individual Savings Accounts (including Lifetime ISA), Child Trust Fund and Help to Save statistics contained in this release.

1.1 Number of ISAs subscribed to (Chart uses data from Table 9.4)

Chart 1 below shows that around 16.8 million Adult ISA accounts were subscribed to in 2024 to 2025, up from 15 million in 2023 to 2024. This upward trend is largely attributable to the significant increase in the number of Stocks and Shares accounts (802,000) subscribed to, as compared to last year, when an increase of 2.1 million Cash accounts subscribed to was observed. The share of accounts subscribed to in cash has fallen to 64%, a 2.2% reduction from 2023 to 2024. Meanwhile, the number of Innovative Finance ISAs subscribed to continues on decreasing year-on-year, with a reduction of 30.8%.

Chart 1: Number of Adult ISA accounts subscribed to per tax year

Around 1.6 million Junior ISA accounts were subscribed to in 2024 to 2025, the thirteenth full financial year since the scheme was launched, up from 1.37 million in 2023 to 2024.

1.2 Amounts subscribed (Chart uses data from Table 9.4)

Chart 2 shows that around £135.7 billion was subscribed to Adult ISAs in 2024 to 2025, an increase of £32.7 billion compared to 2023 to 2024. This increase was driven by the rise in Cash ISA subscriptions, which grew by 37.5% (£26.1 billion). Stocks and Shares ISA subscriptions followed with a 19.7% increase (£6.1 billion) and Lifetime ISA subscriptions with a 20.1% increase (£472 million).This large increase in Cash ISA subscriptions can be explained by the Bank of England bank rate and the interest swap rates which were at their highest levels during the 2023/24 and 2024/25 tax years. Increased returns to savings are likely to have increased the attractiveness of ISAs as a means to reduce savings Income Tax liabilities.

Chart 2: Amounts subscribed to Adult ISAs per tax year