Open finance implementation in Switzerland

During its meeting on 12 December 2025, the Federal Council was informed by the Federal Department of Finance (FDF) about the most recent open finance developments in Switzerland. In order to achieve the targets set in 2022, the FDF intends to use precise indicators to review further progress in the banking and insurance sector. For the time being, there will be no regulatory requirements for open data interfaces. Open finance is intended to strengthen the digital self-determination of clients, as well as the innovative capacity and competitiveness of the financial sector.