CDIC 2025 Annual Report released

OTTAWA – October 7, 2025 – The Canada Deposit Insurance Corporation’s (CDIC) 2025 Annual Report was tabled today in Parliament. 

CDIC’s vision of guaranteeing the safety of your insured deposits to protect financial futures in Canada, reflects our steadfast commitment to depositors as well as the vital role deposit insurance plays in consumer protection. 

The annual report outlines CDIC’s progress and advancements made against our key strategic priorities during the 2024/2025 fiscal year. These include: 

A shifting financial landscape, including an evolving risk environment and new findings on the saving needs of depositors, makes for a dynamic operating environment. Over the year, CDIC anticipated and responded to these challenges through robust strategic policy development and a strong focus on public awareness of deposit insurance. Focus groups with depositors provided insight into how we can improve the clarity and accessibility of deposit insurance information, and we shared these findings with the Department of Finance to support its broader Deposit Insurance Review (DIR). On the public awareness side, we exceeded our target of 60%-65% and reached 68% awareness of deposit protection among the general public. 

CDIC strengthened our risk assessment methodology through improved data analytics and monitoring.  We also strengthened our resolution planning and tested our readiness capabilities to better protect depositors through six simulation exercises. These exercises help validate our preparedness activities and drive continuous improvement. The year also saw us advance the implementation of Phase 1 of the new Differential Premium Systems (DPS) framework.