EIOPA's insurance risk dashboard shows overall stability, with geopolitical uncertainty shaping the future outlook

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The European Insurance and Occupational Pensions Authority (EIOPA) published today its April 2026 Insurance Risk Dashboard. The main findings show that risks in the European insurance sector are stable at a medium level. 

  • Somewhat higher inflation expectations, combined with persistent geopolitical tensions, continue to shape the macroeconomic environment. Uncertainty surrounding the conflict in Iran and its potential implications for energy prices may further amplify downside risks.
  • Credit risks remain steady, with broadly unchanged fundamentals and high portfolio quality, despite some reallocation toward riskier bond segments and wider spreads.
  • Increasing volatility in both bond and equity markets is driving a more elevated market risk outlook.
  • Liquidity and funding conditions remain broadly unchanged, supported by stable cash and liquid asset and supportive lapse developments.
  • Solvency and profitability risks are stable at a medium level, with modestly stronger capital positions and mixed profitability indicators.
  • Strong premium growth and stable underwriting performance support a medium level of insurance risks, although uncertainty around marine, aviation and trade-related claims persists.
  • Digitalisation and cyber exposures continue to shape the risk landscape. In the current geopolitical context, cyber threats remain a significant concern, adding complexity both to insurers’ operations and to the underwriting of cyber risks.
  • This is an extract. The publication continues at the source.

    Source: European Insurance and Occupational Pensions Authority.

    Read the original at the source: https://www.eiopa.europa.eu/eiopas-insurance-risk-dashboard-shows-overall-stability-geopolitical-uncertainty-shaping-future-2026-04-30_en

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    European Insurance and Occupational Pensions Authority — imported from official source
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    https://www.eiopa.europa.eu/node/4816/rss_en RSS
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    October 05, 2026 10:30
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    https://www.eiopa.europa.eu/eiopas-insurance-risk-dashboard-shows-overall-stability-geo...

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