The Commission welcomes the political agreement reached on the review of the Securitisation Framework

Yesterday, the Commission welcomed the political agreement reached between the Parliament and the Council on the review of the EU Securitisation Framework. The agreed measures aim to support securitisation activity in the EU while safeguarding financial stability.

This is the first legislative deliverable under the Savings and Investments Union (SIU), which seeks to better channel savings into productive investment through capital markets and the banking system. A stronger securitisation market can help diversify funding sources, enhance risk-sharing, and support additional lending to households and businesses, including small and medium-sized enterprises.

The proposal includes targeted amendments and simplifies the Securitisation Regulation by reducing operational burdens and streamlining due diligence and transparency requirements. It also amends the Capital Requirements Regulation to make the prudential treatment of securitisations more risk sensitive.

The provisional agreement is a significant step forward in supporting more investments into the real economy - supporting economic growth, innovation and job creation across the EU.  It also marks an important step in delivering on the ‘One Europe, One Market’ roadmap. In October 2026, the Council reaffirmed the importance of finalising the securitisation package by the end of this year.