Overview of Dishonored Checks Due to Insufficient Funds (September 2026)

Overview of Dishonored Checks Due to Insufficient Funds (September 2026)

Central Bank of the Republic of China (Taiwan)
PRESS RELEASE                                                           Release Date: October 27, 2026                                  

Overview of Dishonored Checks Due to Insufficient Funds (September 2026)

I. Check Clearing Volume and Value
In September, the number of checks cleared totaled 4.0 million, representing a month-on-month increase of 0.66%. The total value of checks cleared amounted to NT$1.02 trillion, a month-on-month decrease of 3.99%.
(see attached table).

II. Dishonored Checks Due to Insufficient Funds
In September, the gross number of dishonored checks due to insufficient funds totaled 3,271, accounting for 0.08% of the total number of checks cleared, the same as in the previous month.

The gross value of such dishonored checks amounted to NT$4.1 billion, accounting for 0.40% of the total value of checks cleared. This represented an increase of 0.04 percentage points from the previous month.

These developments primarily reflected an increase in the number of dishonored checks issued by accounts with a high aggregated value of dishonored checks.1

III. Analysis by Account Type
In September, the share of dishonored checks attributed to corporate accounts in terms of volume increased by 0.59 percentage points from the previous month. The share of the value of dishonored checks attributed to corporate accounts increased by 17.94 percentage points month on month. The shares for personal accounts moved in opposite directions by a similar magnitude.

1. Accounts with a high aggregated value of dishonored checks refer to those whose dishonored

 check values amount to NT$100 million or more.